Wearing your seatbelt is just common sense. It's a must any time you get into a vehicle. Failing to buckle up could have a negative impact on your injury claim. Kentucky actually has what's called a primary seatbelt law, which means that law enforcement can stop and...
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Is the wreck my fault if my car is broken?
You were just in a car accident. You might have been able to avoid it, but something went wrong with your vehicle, and you couldn't stop or move out of the way. Who's to blame? Well, in short, you are. Kentucky law requires motorists to ensure that their vehicles are...
What’s a health care lien?
Many car accident victims are surprised to learn, after they've settled their case, that they have to pay a health care lien out of their settlement recovery. What's a health care lien, and why should you have to pay it? Let's start with what a lien is, first. A lien...
Should I get a loan from my car accident?
You might have seen companies advertise on TV that if you get in a car crash, you can call them and get money from them today before your case settles...at some point in the future. Is it a good idea? In a word, no. Unless you are absolutely desperate for money...
What to say to your doctor after a car crash injury
Most of the time, if you've been in a car accident, the last thing on your mind is your legal claims against the person that caused your injury. But there are some things to remember, if you can, to talk to your doctor about when you treat that injury that can help...
How much insurance do I need?
You probably need more insurance coverage than you already have, but it costs less than you might think. Kentucky law requires motor vehicle owners to insure those vehicles with certain minimum coverage. The legal minimum is $25,000 per person, $50,000 total per...
What if the insurance company denies my claim?
Just because you've been hurt in an accident doesn't mean you have a claim for damages or medical expenses. Here are some reasons why a liability insurer might deny your claim: - You waited too long to make a claim - The accident was your fault - There isn't any...
How much is my claim worth?
One of the most common questions I get asked by new clients is "what's my claim worth?" My most common answer? "It depends." "It depends" is almost like a crutch, lawyers use it so much, but it's true. The value of a personal injury claim depends on a lot of different...
How long do I have to file an injury lawsuit?
If you've been hurt in a car accident, there is a specific amount of time you have to file a lawsuit, called a statute of limitations. How long that timeframe is depends on a couple of factors: - The place where the crash happened, and - The state and county where the...
Who will pay for my medical bills?
If you've been injured in a car accident, you'll suddenly have a list of unforeseen expenses in the form of bills for treatment of your injuries or for repairs to your vehicle. Most ambulance rides cost around $300-$500 these days, and visits to the emergency room are...